Resources

About CSI

As a forward-thinking software provider, CSI helps community and regional banks, as well as organizations worldwide, solve their customers’ needs through open and agile technologies. In addition to its nearly 60-year reputation for personalized service, CSI is shaping the future of banking by swiftly deploying advanced solutions that help its customers rival their competition.


1 IBM, Cost of a Data Breach Report 2024

2 Juniper Research, Open Banking Opportunities, Competitor Leaderboard & Market Forecasts 2023-2027

3 The Financial Brand, How Banks Can Unlock the Complete Value of Automation

4 Forbes, 22 Top AI Statistics and Trends in 2024

5 McKinsey, US Banks’ Commercial Deposits are Back on a Path to Growth

6 Celent, Build for Today, But Design for Tomorrow: Modern Architecture for Corporate Banking

7 Celent, AI and Data Governance: A New Era for Banks

8 Celent, GenAI: Beyond the Proof of Concept – Banking Edition

9 Datos Insights, Consumers’ Lending Preferences: And Financial Institutions’ Plans to Satisfy Them

10 CBS News, Americans Continue to Rack Up Credit Card Debt, Hitting a Record $1.14 Trillion

11 PYMNTS, Gen Z Relies More on BNPL for Small, Everyday Purchases

12 FedNow, One Year After Launch: Broad Range of U.S. Financial Institutions See Benefits of Joining the FedNow Service

13 Deloitte, Generative AI is Expected to Magnify the Risk of Deepfakes and Other Fraud in Banking

14 WalletHub, Credit Card Fraud Statistics

15 FinCEN, FinCEN Issues In-Depth Analysis of Check Fraud Related to Mail Theft

16 Federal Trade Commission, As Nationwide Fraud Losses Top $10 Billion in 2023, FTC Steps Up Efforts to Protect the Public

17 FDIC, Agencies Issue Final Rule to Strengthen and Modernize Community Reinvestment Act Regulations

18 FinCEN, FinCEN Issues Proposed Rule to Strengthen and Modernize Financial Institutions’ AML/CFT Programs

19 FDIC, FFIEC Joint Statement on Risk Management for Cloud Computing Services

20 CFPB, CFPB Proposes Rule to Close Bank Overdraft Loophole that Costs Americans Billions Each Year in Junk Fees

21 CFPB, Required Rulemaking on Personal Financial Data Rights

2025 Banking Priorities

Contents

See the Survey Responses

Appendix